Settlement Costs

Residential Rate Schedule

	Purchaser	Seller
Settlement Fee	$225.00	$225.00
2^nd Deed of Trust	$150.00 wth First Loan $250.00 Stand Alone
Refinance	$325.00* *add $200.00 for D.C. properties closed in D.C.
Deed Preparation	------	$100.00
Title Examination	$150.00 (D.C. $200.00)
Title Binder	$85.00
Release Fees (per release)	------	$120.00
Construction Mgt. Draw	$100/Draw
Title Bringdown	$50.00/Bringdown
Messenger Fees	$35/per loan	$25/per release

Title Insurance (Stewart Title and Fidelity National)
we also offer TransNation

Lender's Policy

Minimum Rate $85
$2.90 per $1,000 - $1,000/$100,000
$2.40 per $1,000 - $100,000/$500,000
$2.00 per $1,000 - $500,000+

Homeowner's Policy

Minimum Rate $100
$4.68 per $1,000 - $1,000/$100,000
$4.08 per $1,000 - $100,000/$500,000
$3.60 per $1,000 - $500,000

Combined Lender and Owner Policy rates are the same as the Owner Policy rates plus simultaneous issue charge of $50.00.
Fees as of 6/1/06
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